Penny's Message....As your Real Estate Broker?
Deciding to become a homeowner is already a big step in itself and no doubt you’ve already given this a lot of thought. Feeling a little overwhelmed? Buying a home need not be a complicated process and here are some things you can do to make it all easier. Determine What Your Wants and Needs Are.
Do yourself a favor and make a list of the things that you need your future home and neighborhood to have and another list of the features that you’d like them to have, but can live... without if need be. This will help you stay focused when you’re looking at dozens of homes later on.
Find Out How Much You Can Really Afford. If you’re financing your purchase, don’t just go with the maximum figure that a lender approves you for – a home is a major financial commitment and you will want to make absolutely sure that it’s a commitment you won’t have any problems meeting in the future. This means taking a long, hard look at your short-term and long-term financial goals as well as your budget. Get Pre-Approved Early.
This way you will know exactly how much house you can afford and knowing this will in turn help shorten the home search process. A pre-approval from a lender will also communicate to sellers that you’re a serious buyer. Choose the Right Mortgage. Everyone is different and there are loan products that are better suited to some than to others.
Deciding what kind of mortgage to take will involve not only considering the offered rates, but also the term of the loan, whether or not its fixed-rate or adjustable rate, and so on. It’s best to consult your financial advisor and a mortgage professional.
Choose the Right Real Estate Broker. The help of a knowledgeable professional is often invaluable, especially if you’re new to the area or to the real estate investment process. The right broker will be able to draw your attention to neighborhoods you may not have considered and provide you with access to listings that may not be available to the general public.
For a smooth and stress-free home purchase in the Santa Clarita Valley and the surrounding areas, get help from luxury home expert Sharon Penny Nobody.......... knows the market better than Sharon.
Please contact me at 661-373-6626.
Sharon Penny-Broker Associate
Troop Real Estate-Valencia Branch
**Remember, I am never too busy to help you or your family and friends...I would love to help them out. Your referrals are the lifeline of my business I appreciate the support!**
Well versed in both sales and rentals, with over 20 years of residential real estate experience in Santa Clarita, Sharon Penny has built a business based around referrals and repeat customers. Keeping up-to-date with the dynamic market is of paramount importance to Sharon, and has enabled her to successfully close 200 transactions in the past three years alone.
Sharon thrives on the thrill of the hunt for the “match made in heaven” for her clients as the importance of finding the right home is ingrained upon her psyche. She shares the excitement and anticipation that comes with the decision-making process, which makes Sharon an ideal advocate. On the scene and hands-on with her clients each step of the way, she navigates the complex and often turbulent California sales process as A tenacious negotiator, a trusted sounding board, and A knowledgeable advisor.
Currently residing in Santa Clarita, Sharon is highly qualified to provide advice on the merits of each market, especially as the neighborhoods of Santa Clarita continue to evolve and gentrify.
Prior to real estate, her career in advertising & marketing as well specializing in communications, has provided her with valuable insight into the most effective ways to present, expose, and position property to highlight the most valued benefits to achieve top-dollar. Possessing a keen eye for design, Sharon is also able to counsel clients on best practices in home staging and reconfiguration to appeal to THE widest pool of potential buyers.
Sharon is originally from Michigan and holds a BA in Marketing and Business Administration from Western Michigan University.
She is well-traveled, having enjoyed trips most recently to Italy, Barbados, and London, and hopes to one day fill her passport to capacity. If you or someone you know is looking to buy or sell a home or would like some more information, I would be happy to help. Feel free to contact me. email: firstname.lastname@example.org web: sharonpenny.com phone: 661-373-6626